1. General Risk Disclaimer:
   • CFDs and other products offered by Kroxio are complex instruments and carry a high risk of losing money rapidly due to leverage.
   • Consider whether you understand how these products work and if you can afford the high risk of losing your money.
2. Trading Risks:
   • Trading in Kroxio's products may result in both profits and losses, even when following recommendations.
   • Risks are magnified by leverage, and losses can exceed deposits.
   • Margin calls may occur quickly, especially in high volatility, and failure to meet them may result in position closure with any shortfall borne by the trader.
   • Values may fluctuate significantly, particularly in times of high volatility or economic uncertainty, affecting leveraged positions.
3. Acknowledgment of Risks:
   • Trade only after acknowledging and accepting the risks involved.
   • Carefully consider whether trading leveraged products is suitable based on your financial circumstances and seek independent financial consultation.

Investment Suitability Warning:

1. Not Suitable for All Investors:
   • Speculative trading, including products and services offered by Kroxio, may not be suitable for all investors.
   • Consider your risk tolerance and financial situation before engaging in speculative trading.
2. Limited Risk Disclosure in Publications:
   • Any risks mentioned in a publication related to a specific product or service may not cover all potential risks comprehensively.
   • Kroxio advises recipients to regard such mentions as incomplete and encourages seeking advice from financial advisors before making any investment or transaction.
3. Consultation with Financial Advisors:
   • Kroxio strongly recommends consulting and continuously engaging suitable financial advisors.
   • Prior to concluding any investment or transaction, investors should seek advice to ensure a comprehensive understanding of associated risks and make informed decisions.

No Recommendations Disclaimer:

1. Individualised Consideration Absent:
   • Kroxio Publications do not consider the individual investment objectives, specific needs, financial situation, or unique demands of any recipient.
2. Informational and Marketing Purpose:
   • Unless explicitly stated otherwise, all Kroxio Publications are for informational and/or marketing purposes only.
   • These publications should not be interpreted as:
     • Business, financial, investment, hedging, legal, regulatory, tax, or accounting advice.
     • A recommendation or trading idea.
     • Encouragement to act, invest, or divest in a particular manner.
3. Disclaimer of Responsibility:
   • Kroxio holds no responsibility for losses incurred based on perceived recommendations found in its publications.
   • Recipients are urged to make independent, well-informed decisions and seek professional advice tailored to their specific circumstances.

No Representation, No Warranty Disclaimer:

1. Publication "As Is":
   • Kroxio publications are provided on an "as is" basis.
   • There is no representation or warranty of any kind, whether express or implied.
2. Limited Liability Disclaimer:
   • Kroxio disclaims liability for any publication not being complete, accurate, suitable, or relevant for the recipient.
3. No Guarantee for Market Quotations:
   • Kroxio is not liable for:
     • The accuracy of any market quotations.
     • Any delay, inaccuracy, error, interruption, or omission in providing market quotations.
     • Any discontinuance of market quotations.
4. Publication Accuracy Over Time:
   • Kroxio publications are not updated after their release.
   • Due to changing conditions, they may become inaccurate and possibly misleading after a period of time ranging from seconds, days, weeks, and months.depending on the information.
5. No Guarantee Against Outdated Information:
   • Kroxio makes no guarantee and claims no liability in case a publication becomes out of date.

Outdated Publication Disclaimer:

If a Kroxio publication becomes outdated, Kroxio is under no obligation to:

1. Update the Publication:
   • There is no obligation to update any outdated publication.
2. Inform Recipients:
   • Kroxio is not obligated to inform recipients of an outdated publication.
3. Perform Any Other Action:
   • There is no obligation to take any further action regarding outdated publications.
4. Personal Opinion Disclaimer:
   • Any publications may be personal to the author and do not necessarily reflect the views of Kroxio.
5. Withdrawal or Amendment Rights:
   • Kroxio reserves the right, at its sole discretion, to withdraw or amend any publication or Information at any time without notice, either prior or subsequent to the action.

Internet Trading Risks:

1. System Failures:
   • Risks associated with using an Internet-based trading system include hardware, software, and Internet connection failures.
2. Communication Risks:
   • Kroxio is not responsible for communication failures, distortions, or delays during Internet trading due to factors beyond its control, such as signal power, reception, routing, equipment configuration, or Internet connection reliability.
3. Backup Systems:
   • Kroxio uses backup systems and contingency plans to minimise the risk of system failure. Telephone trading is also available.

Use of the Website:

1. Terms of Use:
   • Any use of Kroxio's websites is subject to its "Terms of Use," which may be amended over time.
2. Copyright Provisions:
   • The "Copyright" provisions of Kroxio, subject to amendments, are also integral to this disclaimer.
3. Limitation of Liability:
   • Kroxio is not liable for any damage or injury caused by a person's or entity's access to, or inability to access, any Kroxio website. This includes damage to computer equipment caused by viruses, malware, or other harmful coding.
4. No Client Relationship:
   • Consulting a Kroxio website does not establish a Client relationship, and Kroxio is not obligated to any person or entity for such consultations.